Federal Home Loan Bank Affordable Housing Program (AHP)

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Status: Closed


Capital, Pre-development/Acquisition



Procurement Agency



FHLB AHP provides capital financing for affordable and supportive housing development in NYS.

Tenant Eligibility Criteria

At least 20% of the units in the project must be below 50% of the area median income (AMI). Any affordable housing population is eligible. Priority is given to housing for homeless individuals and families in the scoring and additional priority given to nonprofit owned projects. Projects will receive additional points in the competitive application process if they contain 20% or more supportive units. Populations eligible for supportive units include:

Eligible Applicants

In order to access AHP, a nonprofit agency must partner with a bank that is currently a FHLB shareholder. A current list is available here. Larger multistate banks are also members, so check with the banks in our area to see if they are FHLB members.


Up to $40,000 per unit.


Units must remain in service for a minimum of 15 years.

Network Notes

For More Information

Find the AHP application here.

Find the 2022 AHP Implementation Plan detailing the program rules and requirements here.


Applications must be submitted via FHLBNY’s Secure File Transfer Protocol (SFTP) by Member Institutions that have been issued User IDs prior to this communication.  If you have not been issued a User ID, email FHBNY at

New York Main Office

Federal Home Loan Bank of New York
101 Park Avenue
New York, NY 10178-0599

Telephone: (212) 681-6000
Fax Number: (212) 441-6890

Last updated: 09/20/2022

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